Bowmore helped us with several things. I retired about three years ago, but before that, we had five or six years where we were basically funding our pensions and funding our investments for our future retirement. Bowmore helped us work out where we should put that money, how we should manage it and how it should be invested. In the last three years, they've also helped us generate a plan for how to support ourselves in retirement.

Sandra:
Well, I moved my pension from the previous company I worked for. It was a company pension, not very big, but I decided to invest more. I'm really pleased that I've got a fairly high-risk profile in my portfolio. Just recently I’ve transferred that over to green companies, so I'm going very green. I’ve just started drawing down on my pension too, so it's been great. John has been fantastic in terms of telling me where I should best take money from, and what's most tax-efficient for me.

Michael:
In the first four or five years, Bowmore helped us find the right investments for our pension. So, they managed all the investment side. They also helped me explore and use some Venture Capital Trusts and enterprise investment schemes, so we put some investments in these. I took a lot of advice from them on which ones to use and how to organise our investments.

Sandra:
I've been retired now for about five, six years. Bowmore has been really helpful in relation to “what if?” scenarios. I love the modelling that John does with us when he comes to visit. For example, we’ll discuss if we spend this amount of money over this many years, we'll have this much less left at the end. He's also been fantastic in terms of setting up trusts and so on for the children.

Michael:
I absolutely feel more confident about my financial future. One of the things that Bowmore has really done, and John in particular, is help us to develop a plan. We now feel confident that we have a very good plan, that is flexible and will see us right through retirement. We have regular meetings with John, three or four times a year. At which point, we go through where we are currently, and how things could hopefully develop over the next couple of years. We plan out how much money we're going to spend over the next year, where that's going to come from, and how the investments will be protected over coming years. I’m very confident that this has helped me feel secure in our financial future.

Sandra:
I would describe John as, first and foremost, a friend. He has become a really good friend to us over the years, and there's been continuity as well. His attention to detail is fantastic, and he listens.

Michael:
The best thing about working with Bowmore is that they come across as a very flexible, boutique company. I don't ever feel that we're a part of a large organisation and are just a number to them. The service is very personalised and attentive, which is what I like best about working with Bowmore.

Sandra:
I would absolutely recommend Bowmore to other people. The service they've given us over the years has been, and continues to be, excellent.